Our market niche is business finance, in all 50 States, from $100,000 up to $6,000,000. The larger loan amounts must include real estate as collateral. Equipment alone is not suitable collateral for loan amounts over $200,000. We are also able to provide finance for much larger loan amounts. All business loans require the principal to have 30% of their own cash or equity in the deal.
* We don't get an up front application fee.
* Financing for real estate and equipment.
* We can process business loans in which real estate is involved for a 15-20 year term, direct amortization! That means there is no 5 year balloon payment due! Your friendly neighborhood bank wants to write you a loan that will have a balloon payment due in 5 years! That way they will always have you at their mercy! What happens to you if they don't rewrite the loan in 5 years? Let them explain the procedure for your loan renewal in 5 years: Audited statements, another appraisal, a peek at your books, and a peek at your last 5 years personal tax forms! Our loan with direct amortization might be the last loan you will ever need!
Loan amounts from $100,000 to $6,000,000
Finance multiple loans at the same time.
Fast private money is always available if there is sufficient equity in your real estate. The ability to make monthly payments, or credit rating, are not key factors in "Hard Money" loans! The loans are based on equity only!
We can fund Unusual deals, in which there is collateral.